Who needs auto insurance near DFW?

Those that live in the DFW area will find that owning a car is a great idea. When you are going to be in this area, having a car will make it a lot easier for you to get around town and complete all of your daily tasks and errands. Along with choosing the right vehicle, picking the right insurance policy is also essential. There are several situations when having an auto insurance policy is going to be a good idea for anyone in and around the DFW area. 

When Looking to Drive Legally

One situation when you will need to have insurance for your car in this area is when you are looking to drive a car legally on a public road. This state continues to have a firm rule in place that will require you to have liability insurance whenever you take your car out on a public road. If you do not have this insurance and are caught, you could be penalized and even lose your license temporarily.

When Taking Out a Loan

Someone will also need to have auto insurance if they want to take out a loan. Buying a car will usually require that someone takes a loan to finance the purchase. If you have taken out a loan, you will need to follow the insurance rules, which generally state you need a full collision and comprehensive policy. 

Choosing the right insurance policy is a big decision. If you are in the market for a new policy, you should reach out to the team at AAB Insurance Group. When you do call AAB Insurance Group, you can be assured that you will receive excellent guidance to pick a policy that is right for you. 

Home Maintenance Tips for New Home Owners

Moving into a new home can be an exciting event. Once you are all settled and squared away, it will soon be time to start thinking about what kind of maintenance and care your home will need. Ignoring home maintenance is a considerable mistake new homeowners often make. At AAB Insurance Group, serving Dallas and Fort Worth, TX, we love to take the opportunity to help our clients better understand these types of responsibilities. Keep reading to learn more about how to maintain your home in the DFW area. 

Invest In Big System Maintenance 

Ignoring your big systems until a problem arises can be a costly mistake. Your big home systems include your HVAC, heating, plumbing, septic, and electrical. These systems are crucial to the livability of your home. If a big problem arises with one of these, your entire home life will come to a screeching halt. This is why it is always a wise investment to spend the money necessary to keep up maintenance on these systems. Don’t wait until a problem arises. Give these systems the proper care they need before issues arise. 

Keep Resale Value In Mind

Even if you think you will be thrilled to make this home your forever home, you will keep a better eye on maintenance if you always keep resale value a consideration. If you keep resale value a consideration, you will stay on top of tasks such as landscaping, painting, and repairs. You never know how life might change suddenly, and you could find yourself needing to sell. Even if that doesn’t become the case, you want your house in the best possible shape so that it will always carry a maximum home value. 

If you would like to learn more about homeownership and homeowner’s insurance, please give us a call at AAB Insurance Group serving the DFW area. 

What Your Small Business Needs to Know About Commercial Insurance

Owning your own business brings with it a special kind of pride and sense of accomplishment. With this, however, also comes a unique responsibility to your customers, clients, and employees. In order to operate at your best, and protect the future financial stability of your company, commercial insurance is a must. At AAB Insurance Group, serving the DFW area, we take great pride in educating our clients on these critical topics. Keep reading to learn more. 

What is Commercial Insurance?

Commercial insurance is a suite of insurance products specially designed for the business owner. These insurance products help to protect your business from incidents that could leave you financially vulnerable. 

What Does Commercial Insurance Cover?

Commercial insurance can be customized to meet the specialized needs of your individual company, but in general, you can expect your commercial insurance policies to cover the following areas:

  • Property Damage – If there is damage to your place of business or your equipment because of fire, natural disaster, or burglary, commercial insurance will pay to have your property repaired, replaced, or equipment replaced. This is an important type of protection to have in place to make sure that your company can keep operating regardless of what happens. 
  • Vehicle Coverage – Much like a traditional auto insurance policy, commercial insurance will cover any vehicles used to operate your business as well as your drivers. 
  • Liability – If a customer or client is injured because of your goods or services, your commercial insurance policy will kick in to pay for medical expenses or legal expenses that may result. This type of coverage can also be used if one of your employees is injured at work. 

If you would like to learn more about commercial insurance, please contact our staff at AAB Insurance Group, serving the DFW area today.