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Frisco, TX 75035 Get Direction

Home Insurance in Texas

When you own a home in Texas, it is critical to protect your investment. With a home insurance policy from AAB Insurance Group LLC TX home could be covered in the event of a tragedy that you may or may not be responsible for.

What is Required?

While the state of Texas does not require home insurance, as a rule, it is required among mortgage lenders across the state. At least for the duration of your mortgage loan, you will need to carry full coverage home insurance. Since the lender is by law the owner of the home until the mortgage is paid, then they want to protect their investment at all costs.

What Comes in Home Insurance?

When you purchase a home insurance policy, you get the following parts.

  • Liability Coverage
  • Property Protection
  • Comprehensive Coverage

If someone else is harmed on your property due to your personal negligence, you could be found liable for their medical costs and property repair. With liability coverage, you will have the financial assistance you need. Should the structure of your home and the personal contents within it be damaged or destroyed accidentally, you could make a claim to repair and restore the damage. Comprehensive coverage is available for those truly unwanted incidents of theft or burglary, where your home has been damaged and contents within is stolen.

Depending on which situation has risen will determine which type of coverage you utilize from your policy. You can carry minimum limits set by your mortgage lender, or you can extend these limits to cover the value of your internal possessions that may be more valuable than the minimal limit.

Get Your Policy Today

Do not waste another day considering where to get your home insurance policy. If you have purchased or are looking to purchase a home in TX, give our agents at AAB Insurance Group LLC a call today for more information.


States Served

  • Texas
  • California
  • Georgia
  • Illinois
  • Washington

Carriers...

  • Assurant Flood Insurance
  • Atlas General insurance
  • Germania Insurance
  • Hagerty
  • Hippo
  • Kemper Preferred/Personal
  • Maison Insurance
  • Mercury Insurance
  • National General
  • National Lloyds
  • Nationwide
  • Progressive
  • Progressive ASI
  • Safeco
  • Weston/Anchor Insurance