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RV Insurance in Texas

Owning an RV can be a lot of fun and provide a novel way to travel across the country, but it requires a substantial investment in terms of financing and maintenance costs. RV’s tend to be some of the more significant and valuable vehicles resulting in more severe claims. Motor homes that are driven in the state of Texas require minimum liability insurance regardless of how often it's driven. However, at AAB Insurance Group LLC we highly recommend residents of, TX to have RV’s coverages limits above those set by Texas state.

What is RV insurance? It's a policy that covers recreational vehicles including a wide range of motor homes, ranging from camper vans to bus conversions, organized by classes (classes A, B, and C).

Basic RV insurance coverage.

  • Bodily injury liability: If you cause an accident with your RV and someone is injured, this cover can help pay their medical bills and loss of income.
  • Property damage liability: It helps to pay for damages to another person's vehicle or property if you cause an accident.
  • Collision: It pays for damage to your RV if you are in an accident with another vehicle regardless of who is at fault.
  • Comprehensive: This policy pay for non-collision damage to your RV, which includes damage from vandalism, theft, falling objects, fire, storms, floods and other natural calamities.
  • Uninsured motorist: Protect against drivers who don't have liability insurance or lack the money to pay for injuries and damages they cause to you, your passengers or your RV.

How much RV insurance do I need?

It's dependent on some factors such as:

  • The requirement of the state in which you reside.
  • Class of RV you own.
  • Whether you are using your RV part-time or full time.

RV insurance is the ultimate protector to any recreational vehicle owner in the event of a loss. Feel free to call us or visit our AAB Insurance Group LLC website for more information.

States Served

  • Texas
  • California
  • Georgia
  • Illinois
  • Washington


  • Assurant Flood Insurance
  • Atlas General insurance
  • Germania Insurance
  • Hagerty
  • Hippo
  • Kemper Preferred/Personal
  • Maison Insurance
  • Mercury Insurance
  • National General
  • National Lloyds
  • Nationwide
  • Progressive
  • Progressive ASI
  • Safeco
  • Weston/Anchor Insurance