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If you rent an apartment, condominium, or home, you may think your personal effects are covered by your landlord’s insurance. However, renters may find out the hard way that this is not the case. Renters insurance was designed to cover expensive losses of your personal goods while you are renting. At AAB Insurance Group in Plano, TX, we offer renters insurance to defray the cost of these losses.
Your landlord carries insurance to cover the structure against a variety of hazards. However, this insurance will not cover the loss of your personal property. If a fire, water damage, or theft should occur, you alone would be responsible for replacing your property. Although you may not think you have a lot of possession, items such as clothing, electronics, appliances, and other items can add up to a significant loss, if an event should occur. Renters insurance is an affordable way to get protection against a number of financial losses from these unexpected events.
In addition to covering damage to your personal possessions in a rented space, renter’s insurance can also provide liability coverage in case someone is injured while visiting. It can also help to defray the cost of alternative lodging if your rental is damaged and unusable while it is being restored. Additional coverage for special items, such as expensive jewelry or artwork can also be provided. Your agent can help you determine the right coverage for your individual needs.
Our experienced agents help clients find the right insurance for their unique situation. We offer a broad range of insurance products for residents of Texas, including homeowner’s insurance, auto insurance, life, and business insurance. Contact AAB Insurance Group LLC for your free, no-obligation quote on renter’s insurance to protect against financial loss from unexpected events.